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$1,099,000

3962 Saltspring Drive

Ferndale, WA 98248

Active
Low BankBayfrontBulkheadSoundBay viewIslands view

Beds

3

Baths

3

Sq Ft

2,436

Lot

0.33 ac

Year built

1972

Type

Residential

Days listed

1

MLS #

2570720

About this home

This Sandy Point contemporary is a genuinely comfortable, well-built home. South-facing and set to catch sunrise views over Mt. Baker, the home is filled with natural light throughout its spacious rooms, drawing you out through the sunroom to phenomenal views over the beach and bay out to the Strait of Georgia. A wood-burning fireplace makes the space feel warm and inviting on cooler days. The upper-level primary suite offers a private bath, and a fully finished basement adds valuable additional living space below — flexible for guests, a media room, or a home office. Recent updates include a newly shingled roof and an updated furnace,— the big-ticket items are already handled. The yard is where this property truly sets itself apart: a huge, fully fenced lot with mature fruit trees, sitting on two lots total (buyer to verify) — offering privacy and space now, with the flexibility to divide off a second homesite down the road. It's as much a legacy property as it is a place to live. The neighborhood itself is part of the draw: flat, quiet streets perfect for walking and biking, beachcombing at your doorstep, and abundant wildlife that makes it a real treat for birders. Crabbing is exceptional here too, with canal access right at hand, and the San Juan Islands are just a short boat ride away. Add in Sandy Point's amenities — golf course, boat launch, community pool, and clubhouses — and this is a lifestyle as much as an address.

Interior features

Bath Off PrimaryDbl Pane/Storm WindowDining RoomFireplaceWater HeaterWet Bar

Exterior features

BrickWood

Appliances

DishwasherDryerMicrowaveRefrigeratorWasher

Schools

Elementary

Eagleridge Elem

Middle

Horizon Mid

High

Ferndale High

Property details

Heating
90%+ High Efficiency, Forced Air
Cooling
None
Flooring
Bamboo/Cork, Ceramic Tile, Vinyl, Carpet
Parking
Attached Garage
View
Bay, Islands, Sound
Lot
Dead End Street, Paved
Water source
Community
Sewer
Sewer Connected
Style
Contemporary
Levels
Multi/Split
Fireplaces
2

Costs

Price / sq ft
$451
Annual taxes
$8,351 (2026)
HOA dues
$575 / annually

Estimate your monthly payment

$6,301/mo

Principal & interest
$5,557
Property taxes
$696
HOA dues
$48
Loan amount $879,200

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Ferndale, WA 98248

Approximate location. Contact us to confirm the exact address.

Listing courtesy of Muljat Group— Mike Bredeson.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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