About this home

Build your dream home in the gated Saratoga Viewpoint community on Whidbey Island—a rare, buildable high-bank waterfront lot with panoramic water and mountain views and stunning sunrise exposure. Bring your building plans and start right away: power, natural gas, phone, and cable are at the lot; septic site registration is complete; water available via Silverlake Water. Located minutes from Oak Harbor, enjoy easy access to shopping, restaurants, schools, parks, beaches, marinas, and NAS Whidbey Island. If you’re searching for a ready-to-build waterfront lot with utilities in a private community, this is it.

Schools

Elementary

Crescent Harbor Elem

Middle

North Whidbey Mid

High

Oak Harbor High

Property details

View: Mountains, Ocean, Sound
Lot: Cul-De-Sac, Dead End Street, Paved
Water source: Available, Community Well
Sewer: Not Available
Utilities: Electricity Available, Natural Gas Available, Septic Design Applied

Costs

Annual taxes: $1,677 (2025)
HOA dues: $1,200 / annually

Estimate your monthly payment

$1,504/mo

Principal & interest: $1,264
Property taxes: $140
HOA dues: $100

Down payment (20%) $50,000 Interest rate (%) Loan term (years)

Loan amount $200,000

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Oak Harbor, WA 98277

Approximate location. Contact us to confirm the exact address.

Listing courtesy of Coldwell Banker 360 Team— Nick Ricci.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

Interested in this home?

Request a private tour or ask a question — a local agent will respond personally.