About this home

Buildable high-bank waterfront view lot in desirable Saratoga View Pointe, a private gated community on Whidbey Island. Ideal for builders, investors, or custom home buyers seeking a ready-to-build homesite with strong resale potential. Elevated setting offers expansive water, territorial, and sunrise views in a quiet, upscale neighborhood. Property features utilities stubbed to the lot, including power, natural gas, phone, and cable, reducing development time and cost. Septic site registrations completed and Silver Lake Water Certificate included, providing key infrastructure and simplifying the permitting process. A rare opportunity for custom home construction, luxury spec home, or long-term investment. Convenient location just minutes to Oak Harbor, with easy access to shopping, restaurants, schools, parks, beaches, marinas, and NAS Whidbey Island. Enjoy the balance of privacy, security, and convenience in one of the island’s most sought-after gated communities. Waterfront view lots with utilities and water rights in place are increasingly rare. Bring your plans and build your Whidbey Island dream.

Schools

Elementary

Buyer To Verify

Middle

Buyer To Verify

High

Buyer To Verify

Property details

View: Bay, Mountains, Sound, Strait
Lot: Cul-De-Sac, Paved
Water source: Available, Community Well
Sewer: Not Available
Utilities: Electricity Connected, Natural Gas Available, Septic Design Applied

Costs

Annual taxes: $1,677 (2025)
HOA dues: $1,062 / annually

Estimate your monthly payment

$1,619/mo

Principal & interest: $1,391
Property taxes: $140
HOA dues: $89

Down payment (20%) $55,000 Interest rate (%) Loan term (years)

Loan amount $220,000

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Oak Harbor, WA 98277

Approximate location. Contact us to confirm the exact address.

Listing courtesy of Windermere Whidbey Island— Konni Smith.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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